Your Best Mortgage Options — Instantly
- Get matched with vetted mortgage lenders in minutes
- Save time with one simple form — no need to shop dozens of sites
- No credit impact. No sales pressure. Just the best fit for your goals
Winter is creeping in, and that means it’s time to trade iced coffee for hot cocoa, sandals for boots, and—most importantly—get your home ready for the chill. Winterizing your home isn’t just about staying warm; it’s about protecting your investment and keeping energy costs under control. If you’re a homeowner, this winter home maintenance checklist will help you prepare for the season like a pro.
Feel a breeze when you walk past a window or door? That’s your money slipping out into the cold! Sealing drafts with caulk or weatherstripping keeps your home toasty and your heating bills manageable. A quick afternoon of sealing can make a big difference in comfort and energy efficiency.
Frozen pipes are no joke—they can burst and leave you with a major mess. Use foam insulation to wrap any pipes in unheated areas like basements, garages, or crawl spaces. It’s a simple, inexpensive way to prevent costly repairs later.
Discovered your home needs some TLC? Tap into your home’s equity with a cash-out refinance to cover the costs and stay cozy this winter!Did you know ceiling fans can help with heating too? Flip the switch to make your fan spin clockwise at a low speed. This trick pushes warm air (that naturally rises) back down into the room, keeping you cozy without cranking up the thermostat.
When was the last time you gave your furnace a little TLC? Schedule a tune-up to make sure it’s ready for the heavy lifting ahead. And don’t forget to swap out your air filter for a clean one. A well-maintained furnace runs more efficiently, saving you energy and money.
There’s nothing cozier than a crackling fire on a cold evening, but a neglected chimney can be dangerous. Creosote buildup is a fire hazard, and debris can block airflow. A professional inspection and cleaning will ensure your fireplace is safe and ready for winter.
Don’t let outdoor water sources become an ice sculpture. Disconnect hoses, drain faucets, and shut off the water supply to prevent frozen pipes. This small task can save you from major plumbing headaches when temperatures dip.
A properly insulated attic keeps the warm air in and the cold air out. If your attic insulation is thin or missing in spots, it’s time to beef it up. This will not only keep your home more comfortable but also help prevent ice dams on your roof.
Clogged gutters and loose shingles are a recipe for disaster. Clear out leaves and debris to avoid ice dams, which can cause leaks and water damage. While you’re up there, check for any missing or damaged shingles and make necessary repairs.
Winter storms and melting snow can wreak havoc if your sump pump isn’t up to the task. Test it to ensure it’s functioning properly, and consider investing in a backup battery system to keep it running even if the power goes out.
Found a few projects to tackle? Use a HELOC to access your home’s equity and cover maintenance costs with flexibility and ease this winter!Winter storms can strike without warning. Make sure you’re ready with rock salt, sand, snow shovels, and an emergency generator. Keep blankets, flashlights, and a first-aid kit on hand, too, just in case.
Winter home maintenance may not be the most glamorous part of homeownership, but it’s essential for keeping your house safe, cozy, and efficient during the colder months. By tackling these winterizing your home tasks now, you’ll avoid costly surprises and enjoy the season with peace of mind.
From preventing frozen pipes to mastering energy-efficient heating tips, these small efforts make a big impact. Don’t wait until the first snowstorm—start your checklist today and set yourself up for a smooth winter.
Our advice is based on experience in the mortgage industry and we are dedicated to helping you achieve your goal of owning a home. We may receive compensation from partner banks when you view mortgage rates listed on our website.