Buying a Home and Getting Your Mortgage

What You Should Know Before Buying a Home

Buying a home, especially for the first time, can be overwhelming. We want to arm you with the knowledge to be a well-informed buyer and borrower.

Home Buying Basics

Get prepared to purchase your home with our knowledge-base of home buying and mortgage lending resources.

1. First-time Home Buying Tips – A great place to start if this is your first time buying a home. We’ll guide you step-by-step through your first home buying and mortgage experience.
2. Get Your Personal Finances in Order – Learn how to get your personal finances perfectly positioned to qualify for a mortgage.
3. Understand Your Credit Report and Score – The credit score is one of the most critical and misunderstood part of the mortgage loan process.
4. Advice on Finding a Real Estate Agent – How do you pick a real estate agent? What is their role and how do you get the most out of their services?
5. Understanding Your Mortgage Options – Chances are you qualify for several mortgage options, learn how to pick the best one for your situation.

Do It Yourself Mortgage Analysis

• Try Our Mortgage Calculators
• Get Real Numbers with Our Velocity Application

Review the Different Types of Loans

• 30-year Fixed Rate Loan
• FHA Loan
• VA Loan
• 15-year Fixed Rate Loan
• Jumbo Loan
• Adjustable Rate Loan

Questions We Get Over and Over

• How do mortgage rates work?
• What will my closing costs be and what am I paying for?
• Am I ready to buy a home?
• How much house can I afford?
• Can I get a mortgage if I am self-employed?