My Perfect Mortgage

About Us Unveiling MyPerfectMortgage's Mission and Team

The team is experienced at finding the right home financing tools for you, no matter what your situation. Our team of financial experts, writers, and software engineers strive to bring you the best advice and tools to help you find your perfect mortgage or other products to meet your financial goals.

Here are some of the people behind

bill rice office

Bill Rice

Founder of

Bill has been in the financial services, mortgage, and fintech industries since 2000. Although this wasn’t his first profession (he spent his early career in the Air Force and other Intelligence Agencies doing counterintelligence operations), but he got hooked on the excitement of watching people get their personal finances in order and the freeing experience it affords them. He’s always available to write, speak, podcast, or video a segment on any financial topic that helps people control their finances instead of their finances controlling them. Learn more about Bill on LinkedIn and Twitter.

Tim Lucas

Senior Editor

Tim Lucas spent 11 years in the mortgage industry as a loan officer and processor, working with hundreds of mortgage consumers to find their perfect mortgage. He’s worked on mortgage loans for a broad spectrum of clients, from first-time buyers using a zero-down USDA loan to an NBA player purchasing a $5 million home. He’s been a homeowner since the age of 26 and is also an active real estate investor, with two single-family rentals in Oregon. He now leverages that vast, real-world knowledge to give consumers reliable, actionable advice. Tim has been featured in national publications such as Time, U.S. News, MSN, The Mortgage Reports, and more. Connect with Tim on LinkedIn and Twitter.

Financial Writers

Miranda Marquit

Miranda is a freelance financial journalist and a senior content writer at Student Loan Hero. She loves keeping busy with projects from podcasting to planning young professional events with her local Chamber of Commerce.

Miranda has contributed to NPR, Forbes, U.S. News & World Report, and Discover magazine. She works with brands including Fidelity and State Farm to produce helpful consumer-facing content. She also runs her own websites at and

Nathan Golden

Nathan Golden

Nathan Golden worked with the E.W. Scripps newspaper chain and in media relations before becoming a freelance writer. He’s written about insurance and mortgages for sites such as,, and Nathan enjoys making the nuances of financial products accessible to readers. He earned bachelor’s degrees in journalism and history along with a Master of Fine Arts in creative writing from the University of North Carolina at Greensboro. When away from the desk, he enjoys unplanned trips, classic novels, and spending time with family.

Julia Wells

Julia Wells

Julia graduated with a B.A in Journalism from the University of Michigan-Dearborn in 2018 and is now a Content Strategist for digital marketing agency Kaleidico. She produces and writes content that focuses on the mortgage sector, but also has experience writing about marketing, construction, and homeownership. When she’s not working, she enjoys reading, gardening, and playing with her cat. Learn more about Julia on LinkedIn.

Kevin Mercadante

Kevin Mercadante is a freelance professional personal finance blogger, and the owner of his own personal finance blog, He has backgrounds in both accounting and the mortgage industry.

Web Development Team

angelo marasa

Angelo Marasa

Web Developer and Project Manager

Angelo Marasa is a web developer and project manager at My Perfect Mortgage. With a background in construction for short stint during college, Angelo prides himself on being a hard worker, having built a strong work ethic and one to not shy away from a challenge. It’s his passion for creating digital things that brought him to where he is today. Connect with Angelo on LinkedIn.

robert baker

Robert Baker

Web Developer

Robert is a Front End Web Developer for My Perfect Mortgage. He specializes in WordPress Template Creation, HTML, CSS, JQuery and PHP.  In his spare time, he is a musician, songwriter, producer and audio engineer. Learn more about Robert on LinkedIn.

How We Make Money

My Perfect Mortgage makes money when you connect with our partner lenders. Our service comes with no additional cost to you. We only build relationships with reputable and licensed lenders, so you can trust that you’re being connected with top-tier mortgage finance providers. What you get is a free, easy-to-use, and trustworthy resource without annoying ads or high-pressure sales tactics.

Editorial Standards

Many of the products featured on are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our editorial content and evaluations. All material is unbiased and provides the facts so that the reader can decide which programs and services are right for them. All material is fact-checked, and we update content regularly as the market changes.