Make the perfect choice

Solutions for today’s real estate investor and self-employed buyer.
Couple Moving into their new House

How it works

My Perfect Mortgage helps you understand the variety of mortgages available. Once you’re ready to start, we’ll match you to the perfect lender.
  1. We match you to a mortgage lender based on your scenario and needs
  2. They’ll contact you by phone, text, or email for a consultation and rate quote
  3. If you’d like to proceed, the lender will guide you through the rest of the process

How to choose a mortgage lender

Whether you’re looking to invest in real estate, house-hack, or simply buy your first home to live in, the lender can make all the difference.

Find a lender that responds quickly. If you have a tough scenario, find a flexible lender that can make their own decisions.

Get Your Loan Started

What’s New in the Learning Center

How to compare loan programs and rates

Getting the right mortgage and a low rate is easier than you might think. Here are four simple steps to ensure you get the best mortgage rate available for your situation:

Learn more about us

Get Your Credit Score.

There are lots of ways to find out your credit score. Many credit cards and websites will give you a free credit score and coach on how to improve your credit.

Carefully Consider Your Mortgage Loan Options.

There are more mortgage options available to you than you might think. An experienced loan officer will ask the right questions to understand your financial situation. Then they should present you with at least a couple of potential loan programs that will meet your goals.

Compare Lenders, Paying Close Attention to Loan Costs and Fees.

It’s a great idea to contact 3-4 lenders for rate and fee quotes. You might find that one lender specializes in the loan you’re looking for, and can give you a better rate than others. The only way to know is to talk to multiple companies. When comparing lenders it is essential to look at loan estimates or “LEs” which are standardized by law and allow you to compare costs line by line.

Always Get a Loan Estimate (LE)

The loan estimate (LE) is your best tool for comparing loan programs and mortgage lenders. They are standardized and very easy to read. All fees must be disclosed and within the same range at closing. If a loan officer is hesitant to give you a loan estimate before committing to move forward with them, you should find another lender.

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Let’s Get Your Loan Started

Tell us about your situation and you’ll be on your way to the perfect mortgage

Get Your Rate Quote