💵 Hard Money Loans | Rates & Bridge Loan Options
Need quick financing for your next real estate investment? Hard money loans are designed for speed and flexibility, making them ideal for:
- Fix-and-flip projects
- Bridge financing between sales and purchases
- Investors who don’t meet traditional lending criteria
📊 Hard Money Loan Rates
Unlike traditional mortgages, hard money loan rates are based on property value and risk—not just your credit profile.
Typical ranges include:
- Interest Rates: 8% – 13%
- Loan-to-Value (LTV): Up to 75% of property value
- Loan Terms: 6 to 24 months
Factors that affect your rate:
- Loan amount and property type
- Investment experience
- Market conditions and lender risk
🔀 Hard Money Bridge Loans
A hard money bridge loan helps investors close fast when traditional financing isn’t an option. Perfect for:
- Buying before selling your current property
- Quick-closing opportunities in competitive markets
- Investors needing short-term liquidity
Benefits of bridge loans:
- Fast approvals (days, not weeks)
- Flexible underwriting
- Interest-only payment options
🏗️ Common Uses for Hard Money Loans
- Fix-and-flip financing
- Auction property purchases
- Bridge financing
- Short-term rental investments
- Cash-out for renovations
✅ Advantages of Hard Money Loans
- Speed: Close in days, not weeks
- Flexibility: Fewer income and credit requirements
- Short-term focus: Ideal for investors who refinance or sell quickly
📲 Compare Hard Money Loan Rates
The right lender makes all the difference. Rates, terms, and fees vary widely—so comparing options is key.
👉 Get personalized hard money loan offers and find the best fit for your investment.🔗 Related Resources
FAQ
Navigating the home buying process as a consumer doesn’t have to be difficult or overwhelming. A hard money loan could be right for you, rather than a conventional loan.
Rates usually range from 8%–13%, depending on the lender, property, and market conditions.
It provides short-term financing secured by real estate, often used when buying a new property before selling the old one.
Many investors close in as little as 5–10 days.
Most focus on property value and loan-to-value ratio, not personal income.
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