Northpointe Bank

At Northpointe Bank, we believe in building lasting relationships by offering customized solutions and unparalleled support, guiding you every step of the way on your financial journey.

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Established in 1999, Northpointe Bank has been dedicated to providing innovative and personalized banking solutions for over two decades. As a publicly traded direct lender, we specialize in various residential mortgage products, including Bank Statement, Debt Service Coverage Ratio (DSCR), and asset-based loans. In addition to these specialized offerings, we provide traditional financing options such as Fannie Mae, Freddie Mac, FHA, and VA loans, ensuring we can identify the right product to meet your unique needs.

At Northpointe Bank, we pride ourselves on our competitive pricing across all loan types, helping you achieve your homeownership dreams affordably. Our commitment to excellence is reflected in our outstanding online reviews, where customers consistently praise our personalized service and seamless loan process.

Northpointe Bank Products

DSCR Loans – Northpointe Bank

When real estate investors buy rental property, they count on earning rental income from the property. The new income then covers the cost of paying down the purchase loan.
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Bank Statement Loans – Northpointe Bank

When real estate investors buy rental property, they count on earning rental income from the property. The new income then covers the cost of paying down the purchase loan.
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Your Home. Your Loan. Your Terms.

From traditional mortgages to flexible loan solutions like DSCR and bank statement loans, Northpointe Bank offers competitive rates and personalized service to fit your needs.