Debt Service Coverage Ratio (DSCR) Loans are one of the hottest loan programs for investors today. They allow rental property buyers to qualify based on the property’s cash flow, not their personal income.
Full-time investors and self-employed rental home buyers often can’t qualify using personal tax returns. DSCR loans don’t require tax returns to qualify. Instead, you show that the property can carry its own weight: its rental income can cover the full payment.
This page will answer all your questions about this unique program. Eager to get started? Begin here.