My Perfect Mortgage
Residential Investment Property Loans

Invest in real estate on your terms

Finance your residential rental property purchase to build your portfolio, fix and flip a property for profit, or refinance a property to take cash out or improve your rate. Choose from a range of competitive financing options to fit your unique project and goals.

Start here to get qualified

What is the ZIP Code for the property?

How it works

We help you find the right financing solution for your residential rental property.
1
Share a few details about your needs.
2
We’ll connect you with the perfect lender to see if you qualify.
3
Fuel your goals with the right financing.

Choosing the right non-owner-occupied loan

Trying to find great non-owner-occupied (rental/investment property) financing can be a challenge.

Many lenders charge high rates and fees, want two years of tax returns, and need the property to be in great shape.

Today's investment property loans are easier. Conventional loans are available, but also Debt Service Coverage Ration (DSCR) loans, hard money, fix and flip, construction, and others. These loan types suit a wider array of transactions and strategies.

We specialize in helping residential rental property investors.

See your full array of investment loan options.


Finance your next investment

Purchase real estate

Move quickly to purchase available property with flexible loan qualifications

Finance renovations

If needed, add the cost of repairs, renovations, and additions to the loan.

Increase cash flow

Better rates and lower fees mean more cash flow from your property.

Maximize your investment opportunities with the right financing

Non-owner-occupied loans for real estate investment properties are available for a range of scenarios. Whether you want to purchase and maybe even renovate a property to sell for a profit or to rent out to earn rental income, you may be able to finance both the purchase and any renovation or construction needs with an investment property loan. This allows real estate investors to complete projects within necessary timelines, pay back financing or refinance the property, and ultimately profit from the investment. With flexible qualification requirements that apply to multiple property types, you can secure a loan based on the value of the property, rather than your income, employment, and other personal finance considerations.

  • Flexible qualification requirements
  • No income or employment verification
  • Several loan options — DSCR, fix and flip, construction, and more
  • Term length options
  • For multiple residential property types
  • Fast and simple closing

Investment property loan FAQs

What situations are investment property loans best for?

Non-owner-occupied loans for real estate investment properties are available for a range of scenarios and various property types, including single-family, multi-family, and mixed-use properties. Whether you want to purchase and maybe even renovate a property to sell for a profit or to rent out to earn rental income, you may be able to finance both the purchase and any renovation or construction needs with an investment property loan. If your situation qualifies, investment property lenders work with you so you can move quickly to purchase a property. This allows you to begin profiting from the investment, which also helps you pay back financing.

Do I need good credit to qualify for a non-owner occupied mortgage?
How does a non-owner occupied mortgage differ from standard mortgage?
Are LLC loans for investment properties available?
What costs are required to close an investment property loan?

Work with one of our premium investment property lenders

  • Flexible requirements
  • Fast and simple closing
  • For multiple property types
  • Wide range of loan options
Get Started
Park Place FinanceWest Capital Lending - Team Mannviva capital group

See if you qualify for a residential investment property loan

When you’re ready to invest in real estate a residential investment property loan helps you afford non-owner-occupied property. Tell us about your situation, and you’ll be on your way to securing the perfect financing.