My Perfect Mortgage
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Reverse Mortgage

Simplify retirement and make the most of your home equity. Eliminate monthly mortgage payments and receive cash or a line of credit to finance life’s expenses.

See if a reverse mortgage can boost your retirement.

Start here to get qualified

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Secure your retirement with a reverse mortgage

The baby boomer generation has saved a median of only $202,000 for retirement, according to the Transamerica Center for Retirement Studies.

But this amount certainly won’t last 20 or more years of retirement. And at a 4% yield, it would only produce $650 per month in interest income. That’s hardly enough to retire on.

So how do you afford life’s ongoing expenses? 

Well, a recent Money article pointed out that U.S. homeowners are sitting on $8.1 trillion in equity. Baby boomers likely hold the lion’s share.

Why worry about retirement when you are so equity-rich? You purchased your home years ago. You faithfully made your payments.

Now it’s time to let your home reward you for your hard work.

Make the most of your home equity with a reverse mortgage

  • No more monthly mortgage payments
  • Receive cash or line of credit to manage expenses
  • Income received is likely non-taxable
  • Opens options to age in place by making your home affordable
  • Avoid draining your assets to afford retirement
  • Thrive in retirement with financial stability
See what you qualify for and connect with the perfect lender to explore your options.

How it works

Those 62 and older can use a reverse mortgage as a powerful retirement tool that takes the pressure off of you and your family. 

It eliminates your monthly mortgage payments. Plus you receive money from the equity you’ve already paid into your home.

Choose the best way to use your home equity with one of three options:

  • Receive a lump sum: Manage the money your way with a fixed interest rate.
  • Open a line of credit: Borrow money as needed and only pay interest on what you borrow.
  • Get monthly payments: Receive $500, $1,000, or even $2,000 per month for life.

This opens up possibilities for comfortably affording travel, visits with loved ones, and aging in place. And the loan doesn’t need to be paid off until your status at the home changes.

Get a reverse mortgage from one of our prevmium lenders

  • Check your approved amount
  • Monthly or lump-sum payments
  • Eliminate your current mortgage
  • Increase monthly cash flow
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Reverse Mortgage FAQs

What is the age requirement for a reverse mortgage?

At least one applicant needs to be 62 or older. You can add a younger non-borrowing spouse to the loan documents. You typically need more than 50% equity in the home for the reverse mortgage to be worth it. You must live in the home at least 6 months per year, must maintain it, and keep up with property taxes, insurance, and HOA dues.

How do I use a reverse mortgage?
How will a reverse mortgage help me afford retirement?
What happens to the loan when I die?

Do you qualify for a reverse mortgage?

You’ve earned the equity in your home. Now it’s time to use it. Tell us about your situation and you’ll be on your way to securing the perfect reverse mortgage.
Get Qualified