My Perfect Mortgage
HELOCs and Home Equity Loans

Tap Into Equity Fast

Tap into your home equity without affecting your first mortgage. Pull money out as you need for home improvements, debt consolidation, and more.

Start here to get qualified

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Rental property financed with DSCR loan

How it works

With a few simple clicks, start your HELOC approval process
1
Share a few details with us to learn if a HELOC is right for you.
2
We’ll connect you with the perfect Home Equity lender.
3
Close your loan, potentially in days, and start using your funds.

When a HELOC can benefit you.

There are plenty of times that you need to tap into your home's equity. Many homeowners have a rate in the 3s or 4s. A HELOC lets you tap into equity while keeping your first mortgage intact.

Plus, you can pull money out for nearly any purpose: consolidate other debt, make home improvements, divorce settlement payout, purchase other property, and more.

Check your HELOC eligibility now.

Rental properties financed with DSCR loans

Top HELOC benefits

Put home equity to work

Use home equity to accomplish financial goals.

Flexible borrowing

Borrow and pay back as many times as you'd like during the draw period.

Low closing costs

HELOCs come with much lower closing costs compared to a traditional refi.

HELOCs are the perfect tool in today's market

A home equity line is the perfect tool for today's homeowner. A traditional cash-out refinance is one way to access your home equity, but you lose your low first mortgage rate. A HELOC, though, does not affect your first mortgage in any way. As home values rise, a HELOC is a fast, inexpensive way to tap into the massive equity that many homeowners are building.

  • Fast, easy approval process
  • Low closing costs
  • Does not affect your primary mortgage
  • Cash can be used for nearly any purpose
  • Pay interest only on borrowed amount

DSCR loan FAQs

How does a HELOC work?

You take out a line of credit that is attached to your home. The amount is based on your needs and the amount of equity in the home. After closing, you can use that cash for any purpose. Pay it back and re-borrow funds as needed.

Are HELOC rates high?
How much will my HELOC payment be?
How much are HELOC closing costs?

See if you qualify for a HELOC

Today's market conditions make HELOCs ultra popular among homeowners. See if this is the right tool for your needs.