My Perfect Mortgage
Reverse Mortgage

Secure your retirement

Simplify retirement and make the most of your home equity. Eliminate monthly mortgage payments and receive cash or a line of credit to finance life’s expenses.

Start here to get qualified

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How it works

We help you understand whether a reverse mortgage is the right option to boost your retirement.
1
Share a few details with us to learn if a reverse mortgage is right for you.
2
We’ll connect you with the perfect lender to see if you qualify.
3
Close your loan, pay off your current mortgage, and get money for retirement.

How reverse mortgage helps you afford retirement

Many seniors worry that their assets won’t last through retirement.

You are not alone if you were unable to save enough money to confidently retire. Many baby boomers find themselves in the same situation.

You have options to make life affordable. A reverse mortgage helps those 62 and older use their home equity to cover expenses like travel, aging in place, and visits with loved ones so they can retire happy.

Connect with the perfect lender to explore your options and see what you qualify for.

Real Estate Agent

Choose the best way to use your home equity with one of 3 options

Receive a lump sum

Manage the money your way with a fixed interest rate

Open a line of credit

Borrow money as needed and only pay interest on what you borrow

Get monthly payments

Receive $500, $1,000 or even $2,000 per month for life

Make the most of your home equity and your retirement

You’ve committed to paying your mortgage for years, building home equity. With a reverse mortgage you essentially convert that equity into cash that you can access to afford retirement, making the most of the investment you’ve made in your home. A new reverse mortgage pays off your current mortgage, eliminating monthly payments. Among other benefits, it doesn’t have to be paid off until your status at the home changes, and the amount of debt owed can’t exceed the value of the property. Is a reverse mortgage right for you?

  • No more monthly mortgage payments
  • Receive cash or line of credit to manage expenses
  • Income received is likely non-taxable
  • Opens options to age in place by making your home affordable
  • Avoid draining your assets to afford retirement
  • Thrive in retirement with financial stability

Reverse Mortgage FAQs

What is the age requirement for a reverse mortgage?

At least one applicant needs to be 62 or older. You can add a younger non-borrowing spouse to the loan documents You typically need more than 50% equity in the home for the reverse mortgage to be worth it. You must live in the home at least 6 months per year, must maintain it, and keep up with property taxes, insurance, and HOA dues.

How do I use a reverse mortgage?
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Get a reverse mortgage form one of our premium lenders

  • Check your approved amount
  • Monthly or lump-sum payments
  • Eliminate your current mortgage
  • Increase monthly cash flow
Get Started
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See if you qualify for a reverse mortgage

You’ve earned the equity in your home. Now it’s time to use it. Tell us about your situation and you’ll be on your way to securing the perfect reverse mortgage.