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Purchase Your New Home With Only 1% Down

Velocity’s 1% down program is ideal for financially savvy first-time home buyers. Get rewarded for your great credit and responsible debt management. Keep your savings in your bank account.

No need to drain your hard earned savings to come up with a down payment on that new home purchase. In fact, we’ll give you most of your down payment.

Here’s How It Works

If you have a high credit score and low debt, we’ll give you 2% of your required 3% down payment. Keep more of your cash in savings and still jumpstart the equity in your new home.

Answer a few quick questions to see if you qualify for this exclusive mortgage program. At the same time get your custom rate quote and estimated monthly payment.

Rate Table Assumptions

These rates and programs are based on the following base assumptions: a loan amount of $200,000, CLTV of 80%, and a credit score of 740 in the 48150 zip code. Your actual rate, payment, and financing costs may be higher. In addition, there may be additional third-party fees, such as lender underwriting appraisal, credit reporting, title services, and government recording, etc, that may be applied at or before closing. Always get an official loan estimate before choosing your loan.